We all work towards that milestone in our lives “retirement”. How would you feel if at this point in your life you hadn’t the money to enjoy the retirement you had intended?

Planning for this day does not prevent you doing the things you enjoy now, although it may mean a slight adjustment in your financial management. However, with the aid of careful planning this is surely a small price to pay for the lifestyle you desire later in life.

At Jones and Co we believe that retirement isn’t all about pension plans this is just one of many ways to build a stable future. There are numerous solutions and options available to you to offered by our pension advisers to help develop your nest egg, that will give you the reassurance of a better retirement.

You may be 18 years old with no retirement plans in place or you could be 5 years from retirement with a range of company and private pension plans. Everyone can learn more about ways you can expand and preserve the growth of your capital from your local pension advisers here at Jones & Co.

Systematic saving and regular reviews are often the key, but let us do the hard work for you, as we are committed to helping you develop a financial strategy that will meet your unique retirement goal.

Trying to decide which way is the best route for you to take towards your retirement can be a daunting task especially when you are faced with complex pensions, funds and rules. We can help by advising you on new policies or reviewing the performance of existing arrangements to ensure your financial needs in retirement are met.

The great news of course is since April 2015 pension freedom changes mean all individuals have access to their entire fund after the age of 55. Therefore, it is imperative that you receive the right pension advice pre and post retirement.

We are also here to guide you in making the right decisions after you retire, when it is of paramount importance that you gain the maximum income from your hard-earned savings over the years. Again, there are many ways that you can take your benefits and it is extremely important to get the right professional advice for you, as once you have made your decision you may not be able to reverse it.

Areas we offer advice on:

• Auto Enrolment
• Capped Drawdown
• Fixed Term Annuities
• Flexible Access Drawdown
• Group Personal Pensions
• Hybrid arrangements
• Lifetime Annuities
• Open Market Annuities
• Pension Switch Advice
• Occupational Pensions
• Pensions Review
• SIPP Pensions
• Stakeholder Pensions
• UFPLS (Uncrystallised Funds Pension Lump Sum)