About Us

Jones & Co

With Jones & Co, you can confidently plan your future.

Simply put, we believe that financial advice should be accessible to everyone, so we are fully committed to providing the very best service possible to you.

It really doesn’t matter what stage of life you are at or how old you are. Whether you are considering starting to contribute to your first pension or you want to explore the complexities of Inheritance Tax Planning, we are here for you.

In 2022 we had an ‘aha!’ moment and realised we wanted to offer more than just financial advice. We want to help you to create the future lifestyle that you have always dreamed of and make sure that you can afford to live your best life.

As such, we introduced Lifestyle Financial Planning to our range of services and we love seeing the impact this has on our clients’ lives.

Life can be unpredictable, but your finances don’t have to be. From big picture plans to the smallest snapshots in life, we will help you explore, and navigate your personal finances so you can confidently plan for the future.

Our Story

From Vicar Lane to Capital House.

Our story began in 2009 from a small office on Vicar Lane in Chesterfield. Having left his role as a Financial Advisor at a major high street bank, our managing director, Mark Jones, set up on his own firm to offer quality financial advice in an understandable and accessible way.

The business was a success and quickly grew. So, in 2013, Mark purchased The Gardeners Arms on Glumangate in Chesterfield. He went on to transform it into the welcoming office that it is today. We’re now cohort of expert advisors supported by a full Client Services Team and we have ambitious plans to continue the growth that Mark started all those years ago.

Vicar Lane
Gardeners Arms, Glumangate
What's Next?

Let us help you explore, plan and navigate your personal finances

Our
Process

It’s all about getting to know you.
See Our Process

Knowledge
Centre

It's time to get
clued up.
Find Out More

Get
Started

Start planning your financial future.
Go To Start Now

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Book An Appointment

Let's Get Started

Face To Face Or Online, We Dont Mind !

We can’t wait to get started with you….

Our Office is open 9am-5pm Mon-Fri, however, we understand this might not fit, so if it’s an issue, we might just bend the rules for you!.

Once you’ve made your booking, you’ll receive a confirmation email.

For new enquiries, a member of our team will also contact you to confirm the appointment and have an initial conversation with you check if you have booked the right advisor and to make sure we are a great fit for you.

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Investment Solutions

Your Future

Tailored professional investment portfolios

Our commitment of service is to offer a free initial analysis of clients’ investments so that we can present clear and concise evidence if we believe a change is required.

This will include various reports to draw a comparison of charges, performance, and risk exposure. This then leads to further discussions around investment objectives along with a full appraisal of risk appetite, tolerance for risk, and capacity for loss so that your advisor will be able to confidently recommend the ideal investment solution for you.

We have access to sophisticated research software that enables us to filter providers, products, and funds to create the best investment structure for our wealth management clients.

Our Process

This is how we do it

Step 1

Discovery
Meeting

This will be our very first meeting.
Step 2

Interim
Meeting

This meeting is all about getting to know you.
Step 3

Presentation & Implementation

A detailed summary of our recommendations.
FIND OUT MORE

Get In Touch

Investment Solutions

Our Financial advisors can offer unbiased guidance around money matters, personal finances, and savings and investments.

Our professional advisors have the ability to create plans to meet specific goals and objectives, with the aim of improving financial stability and wellbeing. Below you’ll find a list of services that we can help with:

Have You Ever Asked Yourself…

When can I afford to retire? How much do I need to last me for the rest of my life? When can I retire to spend more time with my loved ones? How much can I spend throughout my life?

If so, with the use of some very sophisticated cash flow modelling software our Lifestyle Financial Planners will be able to help you answer these questions and more!

We feel that anyone can benefit from this service. Let us take you on a journey of self discovery and help you to make some very important life decisions.

  • Stocks & Share ISAs
  • Cash ISAS
  • Investment Bonds
  • Collective Investments
  • Unit Trusts
  • OEICs
  • Venture Capital Trusts (VCTs)
  • Enterprise Investment Scheme
  • AIM Portfolios
  • Discretionary Fund Management
  • Capped Drawdown
  • Fixed Term Annuities
  • Flexible Access Drawdown
  • Group Personal Pensions
  • Workplace Pensions
  • Hybrid Arrangements
  • Lifetime Annuities
  • Enhanced Life/Impaired Life Annuities
  • Open Market Annuities
  • Pension Switch Advice
  • Occupational Pensions
  • Pensions Review
  • SIPP Pensions
  • Stakeholder Pensions
  • UFPLS (Uncrystallised Funds Pension Lump Sum)
  • Income Tax
  • Capital Gains Tax
  • Inheritance Tax
  • Critical Illness
  • Family Income Benefit
  • Income Protection
  • Children's Critical Illness
  • Level Term Assurance
  • Decrease Term Assurance
  • Whole of Life
  • Business Shareholder Protection
  • Key Person Insurance
  • Shareholder Protection
  • Group Income Protection
  • Tax Savings Protection Plans
  • Bare Trust
  • Discounted Gift Trust
  • Cross Option Agreements
  • Automatic Accrual
  • Flexible Trusts

Contact Us

Let us help you explore, plan and navigate your financial future.

We just need your contact details so we can connect you to a Financial Advisor. We will only share this with our team and nobody else.

    Contact Us

    Start Building Your Financial Future Today.

    In order to match you with the right advisor, please complete the form below.

      Free Guides

      Browse through our free guides curated by our expert team.

      Do you have questions about a specific area of your finances? One of our guides may be able to answer those burning questions. These guides have been written with you in mind.

      Awards & Testimonials

      Award Winning IFAFirm in Derbyshire.

      Top Rated Financial Advisor


      Lifestyle Financial Planners logo

      Our Blog

      British bank notes

      Cash may not be king

      Choosing what to do with your pension is a big decision.


      0 Comments9 Minutes

      wheat feild with blue skies

      Keep calm and carry on

      As the rising cost of living, energy prices and the ongoing war in Ukraine…


      0 Comments5 Minutes

      Financial Planning Firm of the Year – Derbyshire

      We're delighted to announce that we've been named 'Financial Planning Firm of…


      0 Comments1 Minute


      Lifestyle Financial Planners logo

      Mortgages

      Mortgages

      It’s important to getit right.

      At Jones & Co we know that many people want confidence in the complex world of mortgages.

      We understand that achieving your homeownership goals requires professional guidance, and that’s where we come in.

      The journey to secure the right mortgage can be daunting, leaving you confused about where to start and how to achieve your housing ambitions. At Jones & Co, we believe that everyone deserves the keys to their ideal home, and we are here to help you make that dream a reality.

      a young couple celebrate getting their first home

      We provide mortgage advice that is as individual as you are.

      Whether you are a first-time buyer, looking to remortgage or want to grow your buy-to-let portfolio, our mortgage advisor can help guide you on your journey to financial success.

      A good mortgage broker understands that everyone’s situation is unique. This is why our experienced advisors work with you to understand your needs and set a clear path to help achieve your home-owning financial goals. We cater to a diverse range of needs, including assisting the self-employed starting with just one year’s worth of accounts right through to looking at later life lending solutions for the over 55’s.

      Most people want to find the best mortgage deals, as independent advisors, we can search over fifty lenders from across the marketplace to secure the best mortgage arrangement, saving our clients thousands over the lifetime of your mortgage.

      No matter what stage of life you’re in or what your financial goals may be, Jones & Co’s independent mortgage advisor is dedicated to helping you navigate the world of mortgages and property investment with confidence.

      If you prefer, our mortgage advisor can offer online appointments ensuring you access expert advice from the comfort of your own home or office. So, if you’re searching ‘mortgage advisor near me’, you’ve just found what you’re looking for!

      Cheerful young family
      Mortgages

      Mortgage &Protection Advice.

      Buying a house is one of the most important purchases you will make in a lifetime and buying your first home can be even more daunting, therefore getting the right mortgage advice at this stage is of paramount importance.

      So, if you have just started looking for your dream home, our team of Advisors can guide you through the whole process. Let us do all the hard work for you allowing you to concentrate on finding your new home.

      Estate Agents will often want to see that your mortgage has been approved before accepting an offer. Let us put you ahead of the competition by having an Agreement in Principle (AIP). Our team of advisors will help you from your initial enquiry through to getting the keys for your new home.

      Is your current mortgage deal coming to an end? With the complexities of the mortgage market, deals are constantly changing so your existing lender may not provide the best rate for your current circumstances.

      Find out when it is the right time to switch your mortgage and if remortgaging can save you some money. We’ll search the market on your behalf to find the right mortgage product for you. We’ll also look at what your current lender has to offer and, if it makes sense to stay with your current lender, we can still help.

      You might want to raise capital against your property, carry out home improvements or simply reduce your monthly outgoings by taking advantage of more competitive mortgage rates. If remortgaging is your priority, we’ll look after your application for you from start to finish.

      Whether you are new to investing in property or an experienced landlord, choosing the right buy-to-let mortgage is essential. Our experienced advisors have the knowledge and expertise to guide you through the whole process.

      Buy-to-let mortgages can also be arranged in a limited company’s name, and this may prove to be more tax advantageous.

      We have a range of mortgages available for those over 55 and approaching, or in, retirement. Retirement Interest Only (RIO) is an interest only mortgage that doesn’t have a fixed end date to repay the balance. The balance is repayable upon entering into long-term care or death. It is an option for those who wish to release equity whilst protecting the remaining equity and leave an inheritance for loved ones.

      • Building & Contents
      • Critical Illness cover
      • Income Protection
      • Accident & Sickness
      • Landlord protection
      • Life Insurance
      • Unemployment cover

      The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

      • Stocks & Shares ISAs
      • Cash ISAs
      • Investment Bonds
      • Collective Investments
      • Unit Trusts,
      • OEIC
      • Venture Capital Trusts (VCT)
      • Enterprise Investment Scheme (EIS)
      • AIM Portfolios
      • Discretionary Fund Management
      • Capped Drawdown
      • Fixed Term Annuities
      • Flexible Access Drawdown
      • Group Personal Pensions
      • Workplace Pensions
      • Hybrid arrangements
      • Lifetime Annuities
      • Enhanced Life/Impaired Life Annuities
      • Open Market Annuities
      • Pension Switch Advice
      • Occupational Pensions
      • Pensions Review
      • SIPP Pensions
      • Stakeholder Pensions
      • UFPLS (Uncrystallised Funds Pension Lump Sum)
      • Income Tax
      • Capital Gains Tax
      • Inheritance Tax
      • Critical Illness Cover
      • Family Income Benefit
      • Children's Critical Illness Cover
      • Income Protection
      • Whole of Life
      • Level Term Assurance
      • Decreasing Term Assurance
      • Business Shareholder Protection
      • Key Person Insurance
      • Relevant Life Policies
      • Shareholder Protection
      • Tax Savings Protection Plans
      • Group Income Protection
      • Bare Trust
      • Discounted Gift Trust
      • Cross Option Agreements
      • Flexible Trusts
      • Automatic Accrual
      Our Process

      We make it simple

      Step 1

      Initial
      Meeting

      Knowing exactly what you’re looking to achieve.
      Step 2

      Agreement in
      Principle

      Find the right mortgage for your needs.
      Step 3

      We Submit Your Application.

      We’ll submit and process your application for you.
      Step 4

      Your Offer
      Letter

      We’ll progress your application.
      Step 5

      Keeping
      you safe

      We will review protection for you.
      Step 6

      Your
      Future

      We offer regular reviews.
      FIND OUT MORE

      Mortgage & Protection

      Mortgage Advice

      Anything to do with mortgages and property can seem overwhelming, but don’t let the complexity put you off.

      Whether you’re looking to buy your first home, borrow some extra money to carry out some renovations or you want to find the next best mortgage rate, our expert mortgage team can help. We’re confident that we’ll have something for you, no matter what situation you’re in.

      Buying a house is one of the most important purchases you will make in a lifetime and buying your first home can be even more daunting, therefore getting the right mortgage advice at this stage is of paramount importance.

      So, if you have just started looking for your dream home, our team of Advisors can guide you through the whole process. Let us do all the hard work for you, allowing you to concentrate on finding your new home.

      Estate Agents will often want to see that your mortgage has been approved before accepting an offer. Let us put you ahead of the competition by having an Agreement in Principle (AIP). Our team of advisors will help you from your initial enquiry through to getting the keys for your new home.

      Is your current mortgage deal coming to an end? With the complexities of the mortgage market, deals are constantly changing so your existing lender may not provide the best rate for your current circumstances.

      Find out when it is the right time to switch your mortgage and if remortgaging can save you some money. We’ll search the market on your behalf to find the right mortgage product for you. We’ll also look at what your current lender has to offer and, if it makes sense to stay with your current lender, we can still help.

      You might want to raise capital against your property, carry out home improvements or simply reduce your monthly outgoings by taking advantage of more competitive mortgage rates. If remortgaging is your priority, we’ll look after your application for you from start to finish.

      Whether you are new to investing in property or an experienced landlord, choosing the right buy-to-let mortgage is essential. Our experienced advisors have the knowledge and expertise to guide you through the whole process.

      Buy-to-let mortgages can also be arranged in a limited company’s name, and this may prove to be more tax advantageous.

      We have a range of mortgages available for those over 55 and approaching, or in, retirement. Retirement Interest Only (RIO) is an interest only mortgage that doesn’t have a fixed end date to repay the balance. The balance is repayable upon entering into long-term care or death. It is an option for those who wish to release equity whilst protecting the remaining equity and leave an inheritance for loved ones.

      • Building & Contents
      • Critical Illness Cover
      • Income Protection
      • Accident
      • Landlord Protection
      • Life Insurance
      • Sickness
      • Unemployment Cover

      Contact Us

      Let us help you explore, plan and navigate your financial future.

      We just need your contact details so we can connect you to our mortgage expert. We will only share this with our team and nobody else.

        Your property may be repossessed if you do not keep up repayments on your mortgage. *Commercial and some buy-to-let mortgages are not regulated by the Financial Conduct Authority.

        Start Building Your Financial Future Today.

        Lets connect you with our mortgage expert by filling out the form below.

          Free Guides

          Browse through our free guides curated by our expert team.

          Do you have questions about a specific area of your finances? One of our guides may be able to answer those burning questions. These guides have been written with you in mind.

          Awards & Testimonials

          Award Winning IFAFirm in Derbyshire.

          Top Rated Financial Advisor


          Lifestyle Financial Planners logo

          Awards

          Awards & Testimonials

          Award Winning IFAFirm in Derbyshire.

          Top Rated Financial Advisor

          Successes

          Voted the Best IFAFirm in Derbyshire.

          For many years, the team has been voted Best Independent Financial Advice Firm in Derbyshire. This achievement features in the Sunday Times. We also consistently rank in the Top 100 Firms in the UK on the independent consumer site, ‘Vouchedfor’.

          This is all down to the reviews our valued clients write about the advisor who has assisted them and it is something that makes us all very proud. Plus, it motivates us to always enhance the service we offer. You can find us on ‘Unbiased’ too, another independent consumer site available online.


          Lifestyle Financial Planners logo

          Join Us

          Get In Touch

          If you think you have what it takes, we’d love to hear from you.

          If you think you have what it takes to be part of our award-winning group of professionals, we’d love to hear from you.

          Send your CV to us with a brief overview of what you believe sets you apart from all the rest. You can send your CV by clicking on the button below.

          Send Your CV Today

          We are always on the lookout for talented individuals to join our growing team. Do you have experience in any of the following areas? Are you looking for a new challenge? If so, we’d love to hear from you.

          • Commercial Director
          • Head of Strategy
          • Head of Business Growth
          • Compliance Officer
          • Senior Lifestyle Financial Planner
          • Lifestyle Financial Planner
          • Client Services Executive/Administrator
          • Postgraduate Lifestyle Financial Planner
          • Trainee Lifestyle Financial Planner
          What's Next?

          Find out more about us. Explore our good causes and achievements

          Carbon
          Neutral

          See how we are
          saving the planet.
          See How We Do It

          Wishing Well
          Project

          A feel-good
          charity programme.
          Find Out More

          Our
          Awards

          Best IFA firm in Derbyshire.
          Find Out More

          Lifestyle Financial Planners logo

          Specialist Outsourced Services

          Outsourced Services

          We offer a number of Specialist Outsourced Services.

          We offer a number of Specialist Outsourced Services using authorised industry professionals who we know and trust because we use them ourselves. We are always open to forming professional relationships with like-minded organisations with one objective in mind: offering the very best overall service to our clients.

          Everything You Need

          They’re on hand to help whenever required.

          We want to offer a streamlined, efficient end-to-end service. Here is a list of professionals that we are able to connect you with if required:

          • Specialist trusts
          • Corporate Investments
          • Defined Benefit Pensions
          • Final Salary Pension Transfers
          • Accountancy
          • Legal Services
          • Auto Enrolment
          • QROPS (overseas pension transfers/advice)
          • SSAS
          • Equity Release
          • Private Medical Insurance
          • Professional Will Writing
          • Lasting Powers of Attorney
          Outsourced Services

          IndustryProfessional?

          We are always open to forging professional relationships with like-minded organisations with one objective in mind: offering the truly best overall service to our clients.

          If you believe there may be some synergy in working together, we would love to hear from you.

          Get In Touch

          Contact Us

          The first step is to give us a call or drop us an email to make an appointment to meet with one of our Independent Financial Advisors. Our opening hours are 9am to 5pm Monday to Friday.

          Give us a call. Our opening hours are 9am to 5pm Monday to Friday.

          Call — 01246 550 521

          In order to match you with the right advisor, please complete the form below.

          Fill Out Form

          Click the button below to book an appointment with our online booking system.

          CLICK HERE TO BOOK

          Get In Touch

          Contact Us

          Our Financial advisors can offer unbiased guidance around money matters, personal finances, and savings and investments.

          Our professional advisors have the ability to create plans to meet specific goals and objectives, with the aim of improving financial stability and wellbeing. Below you’ll find a list of services that we can help with:

          Have You Ever Asked Yourself…

          When can I afford to retire? How much do I need to last me for the rest of my life? When can I retire to spend more time with my loved ones? How much can I spend throughout my life?

          If so, with the use of some very sophisticated cash flow modelling software our Lifestyle Financial Planners will be able to help you answer these questions and more!

          We feel that anyone can benefit from this service. Let us take you on a journey of self discovery and help you to make some very important life decisions.

          • Stocks & Share ISAs
          • Cash ISAS
          • Investment Bonds
          • Collective Investments
          • Unit Trusts
          • OEICs
          • Venture Capital Trusts (VCTs)
          • Enterprise Investment Scheme
          • AIM Portfolios
          • Discretionary Fund Management
          • Capped Drawdown
          • Fixed Term Annuities
          • Flexible Access Drawdown
          • Group Personal Pensions
          • Workplace Pensions
          • Hybrid Arrangements
          • Lifetime Annuities
          • Enhanced Life/Impaired Life Annuities
          • Open Market Annuities
          • Pension Switch Advice
          • Occupational Pensions
          • Pensions Review
          • SIPP Pensions
          • Stakeholder Pensions
          • UFPLS (Uncrystallised Funds Pension Lump Sum)
          • Income Tax
          • Capital Gains Tax
          • Inheritance Tax
          • Critical Illness
          • Family Income Benefit
          • Income Protection
          • Children's Critical Illness
          • Level Term Assurance
          • Decrease Term Assurance
          • Whole of Life
          • Business Shareholder Protection
          • Key Person Insurance
          • Shareholder Protection
          • Group Income Protection
          • Tax Savings Protection Plans
          • Bare Trust
          • Discounted Gift Trust
          • Cross Option Agreements
          • Automatic Accrual
          • Flexible Trusts

          Contact Us

          Let us help you explore, plan and navigate your financial future.

          We just need your contact details so we can connect you to a Financial Advisor. We will only share this with our team and nobody else.

            Contact Us

            Let us help you explore, plan and navigate your financial future.

            In order to match you with the right advisor, please complete the form below.

              Get In Touch

              Let’s hear your story.

              The first step is to give us a call or drop us an email to make an appointment to meet with one of our Independent Financial Advisors.

              You can call us on — 01246 550 521
              Our opening hours — 9am to 5pm Monday to Friday


                Before you supply any personal details to us via the contact us page on this website please read our customer privacy notice document. This notice sets out how we will process your personal data in line with the General Data Protection Regulations. Once you have read the customer privacy notice, please tick to confirm that you have read it and that you agree to Jones & Co processing your personal information for the purpose of contacting you. We will not use the details you provide us in the contact page to market to you.

                Free Guides

                Browse through our free guides curated by our expert team.

                Do you have questions about a specific area of your finances? One of our guides may be able to answer those burning questions. These guides have been written with you in mind.

                Awards & Testimonials

                Award Winning IFAFirm in Derbyshire.

                Top Rated Financial Advisor