About Us

Our Story

From Vicar Lane to Capital House.

Our story began in 2009 from a small office on Vicar Lane in Chesterfield. Having left his role as a Financial Advisor at a major high street bank, our managing director, Mark Jones, set up on his own firm to offer quality financial advice in an understandable and accessible way.

The business was a success and quickly grew. So, in 2013, Mark purchased The Gardeners Arms on Glumangate in Chesterfield. He went on to transform it into the welcoming office that it is today. We’re now cohort of expert advisors supported by a full Client Services Team and we have ambitious plans to continue the growth that Mark started all those years ago.

Vicar Lane
Gardeners Arms, Glumangate
Jones & Co

With Jones & Co, you can confidently plan your future.

Simply put, we believe that financial advice should be accessible to everyone, so we are fully committed to providing the very best service possible to you.

It really doesn’t matter what stage of life you are at or how old you are. Whether you are considering starting to contribute to your first pension or you want to explore the complexities of Inheritance Tax Planning, we are here for you.

In 2022 we had an ‘aha!’ moment and realised we wanted to offer more than just financial advice. We want to help you to create the future lifestyle that you have always dreamed of and make sure that you can afford to live your best life.

As such, we introduced Lifestyle Financial Planning to our range of services and we love seeing the impact this has on our clients’ lives.

Life can be unpredictable, but your finances don’t have to be. From big picture plans to the smallest snapshots in life, we will help you explore, and navigate your personal finances so you can confidently plan for the future.

What's Next?

Let us help you explore, plan and navigate your personal finances

Our
Process

It’s all about getting to know you.
See Our Process

Knowledge
Centre

It's time to get
clued up.
Find Out More

Get
Started

Start planning your financial future.
Go To Start Now

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Book An Appointment

Book Your Meeting

We have a range of meeting types to choose from.

The earliest you can make an appointment will be three clear working days from the time of booking. This is to allow our advisors time to prepare everything they need to offer you the best experience possible. Should you need an urgent appointment, please contact us on 01246 550 521.

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Investment Solutions

Your Future

Multi-asset managed funds to bespoke investment portfolios.

Our commitment of service is to offer a free initial analysis of clients’ investments so that we can present clear and concise evidence if we believe a change is required.

This will include various reports to draw a comparison of charges, performance, and risk exposure. This then leads to further discussions around investment objectives along with a full appraisal of risk appetite, tolerance for risk, and capacity for loss so that your advisor will be able to confidently recommend the ideal investment solution for you.

We have access to sophisticated research software that enables us to filter providers, products, and funds to create the best investment structure for our wealth management clients.


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Our Blog

Chesterfield’s Festival of Christmas Trees

As a Chesterfield Champion business and avid supporters of Destination…


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Mark Jones of Jones and Co

Marathon Mark!

Our intrepid managing director and triathlete, Mark Jones, is finishing off his…


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Cash may not be king

Choosing what to do with your pension is a big decision.


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Keep calm and carry on

As the rising cost of living, energy prices and the ongoing war in Ukraine…


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Financial Planning Firm of the Year – Derbyshire

We're delighted to announce that we've been named 'Financial Planning Firm of…


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Another award win for Team Jones & Co!

We’re very pleased to announce that we have been named ‘Independent Financial…


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Mortgages

Mortgages

It’s important to getit right.

Anything to do with mortgages and property can seem overwhelming, but don’t let the complexity put you off. Whether you’re looking to buy your first home, borrow some extra money to carry out some renovations or you want to find the next best mortgage rate, our expert mortgage team can help.

We will be with you through every step of the process and will be on hand to answer all of your questions. We have the ability to search over 50 lenders from across the marketplace to secure the best mortgage arrangement for our clients.

We’re confident that we’ll have something for you, no matter what situation you’re in.

Your property may be repossessed if you do not keep up repayments on your mortgage. *Commercial and some buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Email The Mortgage Team
Mortgages

Mortgage &Protection Advice.

Buying a house is one of the most important purchases you will make in a lifetime and buying your first home can be even more daunting, therefore getting the right mortgage advice at this stage is of paramount importance.

So, if you have just started looking for your dream home, our team of Advisors can guide you through the whole process. Let us do all the hard work for you allowing you to concentrate on finding your new home.

Estate Agents will often want to see that your mortgage has been approved before accepting an offer. Let us put you ahead of the competition by having an Agreement in Principle (AIP). Our team of advisors will help you from your initial enquiry through to getting the keys for your new home.

Is your current mortgage deal coming to an end? With the complexities of the mortgage market, deals are constantly changing so your existing lender may not provide the best rate for your current circumstances.

Find out when it is the right time to switch your mortgage and if remortgaging can save you some money. We’ll search the market on your behalf to find the right mortgage product for you. We’ll also look at what your current lender has to offer and, if it makes sense to stay with your current lender, we can still help.

You might want to raise capital against your property, carry out home improvements or simply reduce your monthly outgoings by taking advantage of more competitive mortgage rates. If remortgaging is your priority, we’ll look after your application for you from start to finish.

Whether you are new to investing in property or an experienced landlord, choosing the right buy-to-let mortgage is essential. Our experienced advisors have the knowledge and expertise to guide you through the whole process.

Buy-to-let mortgages can also be arranged in a limited company’s name, and this may prove to be more tax advantageous.

We have a range of mortgages available for those over 55 and approaching, or in, retirement. Retirement Interest Only (RIO) is an interest only mortgage that doesn’t have a fixed end date to repay the balance. The balance is repayable upon entering into long-term care or death. It is an option for those who wish to release equity whilst protecting the remaining equity and leave an inheritance for loved ones.

  • Building & Contents
  • Critical Illness cover
  • Income Protection
  • Accident & Sickness
  • Landlord protection
  • Life Insurance
  • Unemployment cover

The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.


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Awards

Successes

Voted the Best IFAFirm in Derbyshire.

For many years, the team has been voted Best Independent Financial Advice Firm in Derbyshire. This achievement features in the Sunday Times. We also consistently rank in the Top 100 Firms in the UK on the independent consumer site, ‘Vouchedfor’.

This is all down to the reviews our valued clients write about the advisor who has assisted them and it is something that makes us all very proud. Plus, it motivates us to always enhance the service we offer. You can find us on ‘Unbiased’ too, another independent consumer site available online.


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Join Us

Get In Touch

If you think you have what it takes, we’d love to hear from you.

If you think you have what it takes to be part of our award-winning group of professionals, we’d love to hear from you.

Send your CV to us with a brief overview of what you believe sets you apart from all the rest. You can send your CV by clicking on the button below.

Send Your CV Today

We are always on the lookout for talented individuals to join our growing team. Do you have experience in any of the following areas? Are you looking for a new challenge? If so, we’d love to hear from you.

  • Commercial Director
  • Head of Strategy
  • Head of Business Growth
  • Compliance Officer
  • Senior Lifestyle Financial Planner
  • Lifestyle Financial Planner
  • Client Services Executive/Administrator
  • Postgraduate Lifestyle Financial Planner
  • Trainee Lifestyle Financial Planner
What's Next?

Find out more about us. Explore our good causes and achievements

Carbon
Neutral

See how we are
saving the planet.
See How We Do It

Wishing Well
Project

A feel-good
charity programme.
Find Out More

Our
Awards

Best IFA firm in Derbyshire.
Find Out More

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Specialist Outsourced Services

Outsourced Services

We offer a number of Specialist Outsourced Services.

We offer a number of Specialist Outsourced Services using authorised industry professionals who we know and trust because we use them ourselves. We are always open to forming professional relationships with like-minded organisations with one objective in mind: offering the very best overall service to our clients.

Everything You Need

They’re on hand to help whenever required.

We want to offer a streamlined, efficient end-to-end service. Here is a list of professionals that we are able to connect you with if required:

  • Specialist trusts
  • Corporate Investments
  • Defined Benefit Pensions
  • Final Salary Pension Transfers
  • Accountancy
  • Legal Services
  • Auto Enrolment
  • QROPS (overseas pension transfers/advice)
  • SSAS
  • Equity Release
  • Private Medical Insurance
  • Professional Will Writing
  • Lasting Powers of Attorney
Outsourced Services

IndustryProfessional?

We are always open to forging professional relationships with like-minded organisations with one objective in mind: offering the truly best overall service to our clients.

If you believe there may be some synergy in working together, we would love to hear from you.