Buying a house is one of the most important purchases you will make in a lifetime and buying your first home can be even more daunting, therefore getting the right mortgage advice at this stage is of paramount importance.

So, if you have just started looking for your dream home, our team of Advisors can guide you through the whole process. Let us do all the hard work for you, allowing you to concentrate on finding your new home.

Estate Agents will often want to see that your mortgage has been approved before accepting an offer. Let us put you ahead of the competition by having an Agreement in Principle (AIP). Our team of advisors will help you from your initial enquiry through to getting the keys for your new home.

Is your current mortgage deal coming to an end? With the complexities of the mortgage market, deals are constantly changing so your existing lender may not provide the best rate for your current circumstances.

Find out when it is the right time to switch your mortgage and if remortgaging can save you some money. We’ll search the market on your behalf to find the right mortgage product for you. We’ll also look at what your current lender has to offer and, if it makes sense to stay with your current lender, we can still help.

You might want to raise capital against your property, carry out home improvements or simply reduce your monthly outgoings by taking advantage of more competitive mortgage rates. If remortgaging is your priority, we’ll look after your application for you from start to finish.

Whether you are new to investing in property or an experienced landlord, choosing the right buy-to-let mortgage is essential. Our experienced advisors have the knowledge and expertise to guide you through the whole process.

Buy-to-let mortgages can also be arranged in a limited company’s name, and this may prove to be more tax advantageous.

We have a range of mortgages available for those over 55 and approaching, or in, retirement. Retirement Interest Only (RIO) is an interest only mortgage that doesn’t have a fixed end date to repay the balance. The balance is repayable upon entering into long-term care or death. It is an option for those who wish to release equity whilst protecting the remaining equity and leave an inheritance for loved ones.